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Robert N. Heath, P.A.
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January 2017 Archives

The truth about insurance bad faith - I

Whether most people realize it or not, there are certain entities that they are not only wary of interacting with, but which also cause them to feel a certain powerlessness in the event of any conflict. While regulatory agencies or law enforcement agencies certainly fit this category, so too do certain corporate enterprises, such as credit card companies and, of course, insurance companies.

CFPB report shows debt collectors remain stuck in their ways

These days, most of us can't imagine leaving the house -- let alone the room -- without our smartphones safely tucked away in our hands or pockets. That's because these devices not only grant us immediate access to the internet, email and social media, but also ensure that we are always available to talk or text.

Big banks, overdraft fees and predatory practices: Tips for victims

Banks are supposed to be safe havens that not only store our money, but help it grow. Unfortunately, this is not always the case. In some instances, banks are too focused on the bottom line and conduct practices that result in a profit at the expense of their patrons.

Collection efforts on debts not owed: It happens too often

The Consumer Financial Protection Bureau has released its November 2016 monthly "complaint snapshot," revealing that the most common consumer complaint filed with the federal agency that month about debt collection was that debt collectors were trying to collect debts that were not actually legally owed. In addition, many complained that the collectors would not provide documentation to verify that the debts were valid.

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