It may seem hard to believe, but Christmas is officially less than 10 days away. This means that over the coming week, people will be gathering with family and friends to exchange gifts, share a meal and, of course, enjoy one another's company.
Last month, we began discussing how the Federal Trade Commission was officially sounding the alarm about the growing problem of phone calls from fake debt collectors.
Imagine if your child, the center of your world, becomes ill. And not just run-of-the-mill sick, either, but goes into kidney failure due to a debilitating disease. She needs constant medical treatment to keep her alive and will likely need a transplant. You do your best to stay on top of the expenses, but the bills soon start to pile up. You eventually fall behind on payments and start dealing with medical debt collection agents on top of everything else.