Robert N. Heath, P.A.
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June 2017 Archives

Senators accuse IRS's third party collectors of illegal, abusive tactics

When most people hear the term debt collector, they invariably envision those companies attempting to collect money owed to purely private enterprises. In other words, the last thing they think of is government entities.

How to maximize 529 college savings plans in Florida

Attending college today is more expensive than ever before. According to the Orlando Sentinel, a college graduate in Florida carries an average of $23,000 in student loan debt. If you're a parent preparing your student for a post-secondary education, you might be using a 529 savings plan as a tax-free strategy to pay for tuition and other expenses. You know that putting money aside for a child's education is worthwhile, but do you understand how to maximize your savings?

Just how problematic are subprime auto loans?

One of the many consequences of the recent recession was that lenders became far more reluctant to extend other types of credit outside of just home loans. Interestingly enough, however, there was at least one anomaly: auto loans. Indeed, this type of credit proved readily available during these turbulent economic times, a trend that has continued to the present day with total auto debt in the U.S. now sitting at over $1.1 trillion.

What you should know about your rights under the ECOA - III

In a series of posts, we've began exploring how those individuals who find themselves in the unenviable position of having a loan application rejected -- whether for a home purchase, business opportunity, educational pursuit or other prospect -- shouldn't be too hard on themselves, as financial institutions often decline to extend the necessary funds. 

CFPB report highlights vulnerability of older consumers

The population of older Americans here in the U.S. is growing at a remarkable rate, fueled almost entirely by the baby boomer generation, whose members are enjoying longer, healthier lives. If you don't believe it, consider that statistics show as many as 10,000 Americans are turning 62 every day.

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