Negotiated Resolutions For Tough Legal Problems
If you have student loans that have been difficult to pay, it may be tempting to accept an offer from a for-profit company promising to help reduce or even erase your debt. But according to an investigation by NerdWallet, many of these companies engage in questionable...
Floridians who are in tough financial straits and are not interested in filing for bankruptcy might think they are at the mercy of credit card companies and debt collectors who will simply not leave them alone. They call constantly and engage in creditor harassment,...
When confronted by financial challenges, many Floridians are left unaware that there are some debts that they are no longer obligated to pay. This will not stop certain unscrupulous debt collectors from trying to get something from the debtor, but time-barred debts...
Pensacola residents who are confronted with financial challenges and are the subject of constant various forms of contact from debt collectors might not realize that there are limits to what these collectors can legally do. The Fair Debt Collection Practices Act...
It is easy to get in over your head with credit cards. You have good credit habits, paying your bills every month. But something bad happens, that throws your schedule off. You lose your job, or your spouse loses theirs. You or a family member is diagnosed with a...
For Floridians who have overwhelming credit card debt and are being contacted by creditors over delinquent payments, the worries can be a constant source of fear. While there are protections for debtors that are specifically designed to shield them from creditor...
In a series of posts dating back to March, our blog has been discussing just how disappointing it can be for those pursuing an education, new home, business opportunity or other venture to see a financial institution deny their application for much-needed funds,...
Last week, out blog began discussing how clauses dictating that legal disputes must be resolved in private arbitration rather than the courts are buried deep within the language of many contracts, particularly those proffered by the financial industry. We also...
It’s easy to feel overwhelmed once you are labeled with a “bad” credit score (below 630). But with time and effort, you can rebuild your score. And the effort pays off. Repairing your credit rating will open renter, loan and credit opportunities that may be currently...
It's safe to say that the majority of people, whether they are making an online purchase, renting a car, applying for a credit card or engaging in any sort of transaction, choose not to read through the many pages of boilerplate before signing on the dotted line....