The Consumer Financial Protection Bureau has released its November 2016 monthly "complaint snapshot," revealing that the most common consumer complaint filed with the federal agency that month about debt collection was that debt collectors were trying to collect debts that were not actually legally owed. In addition, many complained that the collectors would not provide documentation to verify that the debts were valid.
Since the Consumer Financial Protection Bureau opened its doors in 2011, it has uncovered credit discrimination all over the country.
Imagine if your child, the center of your world, becomes ill. And not just run-of-the-mill sick, either, but goes into kidney failure due to a debilitating disease. She needs constant medical treatment to keep her alive and will likely need a transplant. You do your best to stay on top of the expenses, but the bills soon start to pile up. You eventually fall behind on payments and start dealing with medical debt collection agents on top of everything else.