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Robert N. Heath, P.A.
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Posts tagged "Consumer Protection Law"

What you should know about your rights under the ECOA - IV

In a series of posts dating back to March, our blog has been discussing just how disappointing it can be for those pursuing an education, new home, business opportunity or other venture to see a financial institution deny their application for much-needed funds, effectively putting their dreams on hold.

Why mandatory arbitration clauses are so onerous for consumers - II

Last week, out blog began discussing how clauses dictating that legal disputes must be resolved in private arbitration rather than the courts are buried deep within the language of many contracts, particularly those proffered by the financial industry.

Why mandatory arbitration clauses are so onerous for consumers

It's safe to say that the majority of people, whether they are making an online purchase, renting a car, applying for a credit card or engaging in any sort of transaction, choose not to read through the many pages of boilerplate before signing on the dotted line.

Senators accuse IRS's third party collectors of illegal, abusive tactics - II

In a post last week, our blog began examining how Congress, via a provision buried deep within the 2015 highway funding bill, called upon the Internal Revenue Service to once again start outsourcing some collection efforts to third party debt collectors

Senators accuse IRS's third party collectors of illegal, abusive tactics

When most people hear the term debt collector, they invariably envision those companies attempting to collect money owed to purely private enterprises. In other words, the last thing they think of is government entities.

Just how problematic are subprime auto loans?

One of the many consequences of the recent recession was that lenders became far more reluctant to extend other types of credit outside of just home loans. Interestingly enough, however, there was at least one anomaly: auto loans. Indeed, this type of credit proved readily available during these turbulent economic times, a trend that has continued to the present day with total auto debt in the U.S. now sitting at over $1.1 trillion.

CFPB report highlights vulnerability of older consumers

The population of older Americans here in the U.S. is growing at a remarkable rate, fueled almost entirely by the baby boomer generation, whose members are enjoying longer, healthier lives. If you don't believe it, consider that statistics show as many as 10,000 Americans are turning 62 every day.

SCOTUS hears arguments in important FDCPA case

It has proved to be something of a historic week for the Supreme Court of the United States, as Justice Neil Gorsuch, fresh off an acrimonious confirmation process, officially took his place on the bench for oral arguments. Indeed, with Gorsuch's ascension, the number of justices on the nation's high court, which has had a longstanding vacancy since the death of Antonin Scalia, has been restored to nine.  

Understanding your rights under the Florida Consumer Collection Practices Act

Florida residents should derive much-needed comfort from the fact that they are protected from harassment, abuse and other misleading tactics by both debt collectors and third-party debt buyers thanks to the landmark federal law that is the Fair Debt Collection Practices Act.

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