Robert N. Heath, P.A.
Free Initial Consultation *
Local 850-502-2117
Serving Northwest Florida
For Over 30 years
Practice Areas

Posts tagged "collection defense"

How debt collectors are modernizing their tactics -- II

In a post last week, we started discussing how consumers should be aware that debt collection companies are finally starting to evolve from a technological perspective, jettisoning antiquated tactics and deploying everything from avatars to ringless voicemails.

How debt collectors are modernizing their tactics

For decades, debt collection companies have relied on two primary tools in their efforts to collect on past due accounts: the letter and the phone. In fact, this largely proved to be the case even as technology advanced by leaps and bounds from the proliferation of WiFi and smartphones to the rise of social media.

Study finds medical debt collectors are often wrong

Every year, the Consumer Financial Protection Bureau, the federal agency tasked with protecting Americans from "unfair, deceptive, or abusive practices," fields thousands of complaints about aggressive -- and frequently unlawful -- debt collection activities.

Interest rate increases putting pressure on credit card debtors

If you're one of the millions of Americans with credit card debt, you could be in for some bad news: the federal government has recently instituted two interest rate hikes that mean you'll be paying significantly more over the life of your debt. For someone already struggling to keep up with payments, the added interest could be the proverbial last straw.

Debt collection gone wrong is sadly common

Imagine if your child, the center of your world, becomes ill. And not just run-of-the-mill sick, either, but goes into kidney failure due to a debilitating disease. She needs constant medical treatment to keep her alive and will likely need a transplant. You do your best to stay on top of the expenses, but the bills soon start to pile up. You eventually fall behind on payments and start dealing with medical debt collection agents on top of everything else.

How do you know when creditors violate the law?

If you have an account that has gone to collections - maybe you couldn't pay a staggering medical bill following an illness or a credit card balance after divorce - you are not alone. Seventy million American have debts in collections.

We Accept Credit Cards

Visa MasterCard American Express Discover Network
super lawyers Avvo Rating 10 Superb Top Attorney Litigation NBTA - National Board of Trial Advocacy EST 1927 The Florida Bar Board Certified