If you have student loans that have been difficult to pay, it may be tempting to accept an offer from a for-profit company promising to help reduce or even erase your debt. But according to an investigation by NerdWallet, many of these companies engage in questionable practices that may make matters worse for you.
It’s easy to feel overwhelmed once you are labeled with a “bad” credit score (below 630). But with time and effort, you can rebuild your score. And the effort pays off.
You don't have to be facing bankruptcy to be a victim of zombie debt collectors.